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If an opponent banishes a character you've brought to the palace, their character gets banished in turn

You're not locked in, either

That may make it feel like it would be a bit inconvenient to use, but in exchange, this ability will come into effect after your opponents turn every time

This can be before blockers are declared, after blockers are declared but before combat damage is dealt, during combat after combat damage is dealt, during the postcombat main phase, during the end step, or, in some unusual cases, during the cleanup step

If these answers are being used to determine the value of a variable, the sum is used